Auto Insurance

flat tire on a ford car

What is no-fault insurance?

No-fault insurance refers to the system by which insurance claims are handled in Ontario. Having this system doesn’t mean you can’t be found at fault for an accident. In every claim situation where two drivers are involved a set of government rules are used to determine who is at fault and each person’s respective insurance company will handle their claims.

What is an insurance deductible?

An insurance deductible is the amount of money you pay after a loss occurs before your insurance company pays for the remaining amount.

Is Auto Insurance regulated?

Yes, by provincial governments whose role it is to ensure fairness and quality in the industry.

Does the type of car I own affect my premium?

Yes. Vehicle details, costs to repair, industry claim data and other factors affect your auto insurance premiums.

Can I get a discount if I bundle my car and home insurance together?

Yes. You could save on your auto and home insurance if you insure both policies with Kent & Essex.