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Kent & Essex

Let Us Help

New to Insurance?

If you’re new to the world of insurance, it can seem a bit daunting — but we’re here to make it easy. View our Insurance Roadmap to see how you can go from uninsured to part of the Kent & Essex Mutual Insurance community in just three steps.

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Insurance That

Meets Your Needs

Kent & Essex Mutual Insurance has provided leading insurance protection to Ontario residents for over 130 years. Our insurance services, which include Auto, Home, Farm, and Commercial policies, safeguard your most valuable investments to help you navigate life with confidence.

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Mutual Means

We’re in This Together

At Kent & Essex Mutual Insurance, the “Mutual” part matters. It means our #1 priority is giving back to our communities to create a better future for Ontarians. We’ve partnered with hundreds of local charitable organizations and supported countless community projects over the years — giving back is just what we do.

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Client Testimonials


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Kent & Essex Mutual Insurance

Kent & Essex Mutual Insurance Provider is based in Chatham, Ontario, delivering insurance protection to Ontarians since 1888. We are a local Canadian insurance company wholly owned by our policyholders — that’s where the “Mutual” part comes in. We do not have shareholders, and when the company is profitable, those profits are distributed to our members via a refund of surplus. We are a proud member of the Ontario Mutual Insurance Association and pride ourselves as a foundational pillar of the communities we serve.

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