Home Insurance

When it comes to protecting one of your biggest investments, lean on the professional expertise of Kent & Essex Mutual Insurance’s brokers to craft the perfect home insurance policy for you.

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We offer a wide range of home insurance products to serve your needs:

  • Homeowners Package
  • Tenants Package
  • Condominium Package
  • Seasonal Homeowners Package
  • Personal Liability
  • Personal Umbrella Liability
  • Rental Dwellings
  • Builder’s Risk
  • Seasonal Dwellings
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Additional coverages available for purchase on the above products*

  • Water Protection Endorsement
  • Guaranteed Rebuilding Cost or Additional Rebuilding Cost
  • Home Systems Protection and Service Line Protection
  • Personal Articles Floaters (Jewellery, Fine Arts, etc.)
  • Boat & Motor Coverage
  • Personal Watercraft (Jet Skis)
  • Recreational Travel Trailers
  • Golf Cart Coverage
  • Earthquake
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Looking to save on your home insurance policy? You may be eligible for the following discounts:

  • Claims Free (3 Years)
  • Deductible (Many options available)
  • Life Experience (50+)
  • Monitored/Local Alarm
  • Multi-Policy (Home and Auto)
  • New Home
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* Please note that Identity Fraud and Bylaw Coverage are included

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Kent & Essex Mutual Insurance has a dedicated team of in-house adjusters to assist with your claim.