Our Products

Auto Insurance

If you’re in need of an affordable, customized auto policy created especially for you, let Kent & Essex lend a helping hand.

Image of a car with a blurred background from speed

We offer Insurance coverage for many types of vehicles such as:

  • Private Passenger Vehicles
  • Farm Vehicles
  • Recreational Vehicles
  • Commercial Vehicles, Including Fleets
  • Standard Garage Automobile

Ask about our Additional Coverages:

  • Increased Accident Benefits
  • Transportation Replacement
  • Protection Plus
  • Removing Depreciation Deduction
  • Emergency Road Service
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Looking to save on your auto insurance policy? You may be eligible for the following discounts:

  • Multi-Vehicle
  • Multi-Policy (Home/Farm + Auto)
  • Partial Commute
  • Mature Driver
  • Retiree
  • Winter Tire
  • Driver Training
  • Graduated Licensing
  • GenNow
  • Student Away from Home
  • Farm
Close up of someone with their hands on a steering wheel

While the standard Auto Insurance Policy is the same across Ontario, prices vary by company. All Auto Insurance companies operating in Ontario must file rate change requests with the Financial Services Regulatory Authority of Ontario (FSRA). FSRA must, by law,  approve each insurance company’s auto insurance rates. If an Auto Insurer needs to make a rate change – either upwards or downwards – it must file an application with FSRA. FSRA reviews and approves each company’s criteria for setting rates and its underwriting rules.

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Kent & Essex Mutual Insurance has a dedicated team of in-house adjusters to assist with your claim.