Commercial Property Underwriter

As a Commercial Property Underwriter, you will be accountable for high quality underwriting of commercial property insurance policies in compliance with company underwriting guidelines. Depending upon your level of experience, and industry knowledge, you will analyze, assess, evaluate, and determine acceptance of risks at all levels of complexity. You will have the ability to work in a collaborative team environment and be a positive influence within our work setting.


  • Assess, accept, and decline submissions, within assigned underwriting authority
  • Identify coverage discrepancies and provide alternative coverage solutions if required
  • Rating/Pricing of low to complex risks using sound underwriting judgement
  • Develop and maintain effective stakeholder relationships
  • Provide prompt responses to broker inquires as required
  • Negotiate mutually acceptable terms and conditions with brokers
  • Request, review, and take appropriate action on Loss Control Inspection Reports
  • Ability to read, interpret and understand policy wordings
  • Participate in insurance industry functions and events


  • Prefer 3-5 years of direct commercial property underwriting experience or direct insurance experience
  • All levels of experience can apply; recent grads from insurance program welcome to apply or applicants with many years of experience
  • CIP Designation – completed or willing to obtain
  • Proven decision-making and analytical skills
  • Exceptional customer service and ability to negotiate and explain key points with clarity
  • Excellent communication, both verbal and written
  • Strong knowledge of computers, MS Office programs and the ability to learn new software with ease
  • You are professional and courteous in all interactions, whether with policyholders, brokers, or co-workers
  • You perform well in a busy operation, remain calm under pressure and able to prioritize appropriately

KENT & ESSEX MUTUAL INSURANCE is a well-established property and casualty, mutual insurance company proudly located in Chatham-Kent. We are a financially strong and progressive company with over 130 years of experience building relationships with our policyholders, broker partners and community partners.

What Do We Offer?

  • Hybrid work model and/or remote depending upon your location in Ontario
  • A diverse, collaborative, and supportive team
  • Comprehensive benefits, comprehensive compensation, and ongoing skill development
  • A motivating company culture of spirit, fun and enthusiasm
  • A company that values our business partners, our community and the health and well-being of our team

If you would like the opportunity to join our team and possess the qualifications listed above, please apply in confidence to Human Resources by email: on or before 4:00 pm on May 11, 2022. We thank all applicants for their interest and wish to advise that only those candidates selected for an interview will be contacted.

Appropriate accommodations will be provided upon request throughout the hiring process.

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