Auto Claim: What To Do After a Car Accident

Damaged front portion of a car

A car accident can be a terrifying experience, and while we all hope to never be involved in one, sometimes they simply can’t be avoided. Driving is, by nature, a risky endeavor but is also an essential aspect of life for many of us. If you do find yourself a victim of a car accident, you must follow the following steps:

  1. Check for injuries to yourself and passengers. If anyone is injured, call 9-1-1 immediately.
  2. Contact the police and follow their instructions regarding reporting the car accident.
  3. If there are injuries, fatalities, extensive damage, or fuel leaks, don’t move your car.
  4. If you absolutely must move your car, ensure that it is safely off the road.
  5. If you are able, exit your car to assess the damage. If you have a cell phone, take photos of the damage.
  6. If there is another vehicle involved in the accident: 
    • Confirm who the owner is of the vehicle. 
    • Take a photo of the vehicle registration and pink liability card for all vehicles involved. 
    • Ask the driver for their contact information (name, address, phone number, drivers’ license number, insurance company, and policy number).
  7. Is your vehicle safe to drive? If so, you can take it home.
  8. If you cannot safely drive your vehicle, call a tow truck and have them take it to a repair facility.
  9. Were there any witnesses? If so, get their names and contact information. If the police are coming to the scene, ask the witnesses to wait there so they can provide a statement.
  10. As soon as you are able, call your broker to report the claim.

Thank you for reading our tips on what to do after a car accident – we’re happy to have you as part of the Kent & Essex Community! If you need to connect with a broker, you can find one in your community that understands your needs by clicking here. To get a quote and price out your insurance needs quickly and simply, click here